Licensed Daycare Acquisition – Fractional CFO & Acquisition Support
Size
$4.5M
Sector
Education
Capital Structure
Mortgage Financing
Role & Contribution
Transaction structuring, lender coordination, post-close finance setup
Client Overview & Situation
A newcomer entrepreneur partnered with an industry operator to purchase a commercial property and launch a licensed daycare. The client would own both the operating company and the real estate holding company, requiring financial leadership to navigate a multi-million-dollar acquisition, regulatory requirements, and operational setup in a highly regulated sector.
Challenges
The client had limited experience preparing a full lender package, negotiating large commercial financing, or structuring a multi-entity acquisition. The transaction carried a tight closing timeline and required financial modeling and regulatory alignment strong enough to satisfy both lenders and childcare licensing authorities.
Engagement & Mandate
We were engaged to provide end-to-end Fractional CFO and transaction support—developing the business and financial model, managing lender communication, securing financing, and guiding post-acquisition setup, including regulatory preparation, accounting processes, and stakeholder mapping.
Our Approach
We focused on delivering what mattered most: a credible financial case, a structure lenders could underwrite, and a smooth acquisition process. We assessed the ownership and operating structure, built lender-ready projections, and positioned the project as a stable, community-serving investment. We coordinated all financing discussions and ensured the deal closed on schedule. Following the acquisition, we supported licensing research, accounting setup, and coordination with regulatory bodies to ensure operational readiness.
Capital Structure & Financing Package
A $5-million dollar facility was secured for the commercial property purchase, along with additional working capital to support opening and early operations.
Financing was approved on the first submission, the acquisition closed successfully, and the client—new to Canada and the industry—entered operations with confidence. Core systems for compliance, reporting, and launch readiness were established immediately.
This engagement reflects our strength in guiding entrepreneurs through regulated acquisitions, structuring complex ownership models, developing lender-ready financial models, and ensuring new operators can enter the market with clarity and momentum.